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AfterPay

WHEN YOU NEED IT NOW!

With Afterpay you buy items immediately and split the total cost into four equal, interest-free installments paid every two weeks over six weeks.
  • Pay in 4: You pay 25% of the purchase price upfront at checkout. The remaining three installments are automatically charged to your linked card every two weeks.
  • No Interest: Standard "Pay in 4" plans are completely interest-free if you make your scheduled payments on time.
If you don't already have an account, it's actually a very easy process to get started. Just ask us how we can help you complete your purchase.

ZIP Pay

INTEREST FREE ALWAYS!

Made for everyday extras, from your morning coffee to your daily commute. $1,000 interest free credit that you can spend everywhere Visa is accepted and repay from $10/week.
  • Minimum repayment from $10/week and choose flexible repayments - weekly, monthly or fortnightly to suit your schedule.
  • No monthly account fee when you pay your statement closing balance, in full, by the due date. $9.95 monthly fee is waived when $0 owing.
Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable.
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Humm Payment Plans

THE BIGGER BUY NOW PAY LATER!

With humm, control of your finance is in your hands. Use the app to apply for a pre-approved limit, view your purchases, pay down faster with no penalty or watch them pay down & plan your next.
  • Repayments are spread over fortnightly or monthly repayments for up to 120 months, depending on the merchant's available loan terms.
  • Repayments will be deducted automatically from your nominated payment method when they are due as per your loan schedule.
The humm app shows a schedule of repayments so you can keep track. Approval subject to credit assessment criteria.